| Replace lost ATM Card | $3.00 |
| *ATM withdrawal (in excess of 10 per month) | $1.00 |
| Funds Transfer at ATM | $1.00 (CU*Talk & It's Me 24-7 are FREE) |
| Balance Inquiry at ATM | $1.50 (CU*Talk & It's Me 24-7 are FREE) |
| Savings Account | $2.00 (unless $50 min aggregate balance) |
| Preferred Checking Account | $3.00 (unless $200 min. balance) |
| Third Party Check (Cashier's) | $1.00 |
| Mailed Check | $2.00 |
| Money Order | $.75 |
| Traveler’s Checks (per $100) | $.75 |
| Traveler’s Checks for Two (per $100) | $1.00 |
| Traveler’s Checks Gift Check (each) | $2.00 |
| Non-Member Check (to cash) | $5.00 |
| Returned Checks | $25.00 |
| Debit Card Charge Back | $20.00 |
| Debit / ATM Adjustment | $2.00 |
| Non-Sufficient Funds (each) | $25.00 |
| Non-Sufficient Funds Preauthorized Withdrawal | $25.00 |
| Overdraft Protection | $25.00 per NSF |
| Special Statement Cutoff (per page) | $1.00 |
| Account Balancing Assistance | $10.00 per hour |
| Stop Payment (each/per stop) | $20.00 |
| ACH Stop Payment (each) | $20.00 |
| Wire Transfer (CU to CU) | $10.00 |
| Wire Transfer (incoming) | $10.00 |
| Wire Transfer (outgoing) | $20.00 |
| Foreign Wire Transfer (outgoing) | $25.00 |
| Copy of check | $3.00 (It's Me 24-7 copy is FREE) |
| Visit to Shared Service Center | FREE (excludes cash withdrawals, $2.00 fee) |
| Forced Account Close | $20.00 |
| Dormant Account Fee (after 12 months) | $5.00 |
| Account closed within 90 days of Opening | $5.00 |
| Returned Mail | $10.00 |
| Line of Credit Return | $25.00 |
| VISA Gift Card | $3.00 |
| CU*Talk (Phone Banking) | FREE |
| It's Me 24-7 (Home Banking) | FREE |
| CU*Easy Pay (Online Bill Pay) | FREE |
| Debit Card Purchases | Unlimited per month (cash back FREE) |
*ATM Fee Cheat Sheet:
- Meijer Store/Gas Station ATMs (listed on website and in packet) are MCU surcharge FREE, use is UNLIMITED, inquiries are $1.50
- Co-op, Alliance Network, and non-network ATMs are surcharge FREE, LIMITED to 10X per month ($1 after), inquiries are $1.50
- Non-network ATMs have their own surcharge fees
CASH BACK from debit purchases is FREE & UNLIMITED
