"If It's Too Good to Be True, It's Probably a SCAM!"

At Meijer CU, we realize that fraud and scams are getting more and more prevalent and more and more damaging. In addition, technology has made it possible to scam us from all sorts of angles; from emails to text messages.  

WHY IS THIS IMPORTANT?  According to research provided by the National Federation of Credit Counseling:

• Nearly 10 million Americans were victims of identity theft fraud in 2008
• Financial institutions lose an estimated $4,800 per victim
• It takes a victim an average of 44 hours to recover from identity theft

FRAUD ATTEMPT REMINDER:

• Meijer Credit Union would never ask for any card related information over the phone, via email, or via text (neither would MasterCard, Visa, CUNA, the NCUA,  or a U.S. Census Worker). 
• If you should experience such a call/email/text, contact the organization (i.e. MCU, MasterCard, etc.) with as many details as possible.
• BE AWARE, BE ALERT and pay CLOSE ATTENTION to anyone asking for your card account details over the phone or email/text and refuse to comply with said request.

SCAMS

In an effort to better protect and educate our members, we have provided a list of recent scams below.  Choose any scam from the list to learn more.

• 900 Scams
• Advanced Fee Loans
• False Charities
• FDIC Fraudulent Email & Phone Call 
• Identity Theft
• IRS E-mail Scam
• Lottery Emails
• Mystery Shopper
• NACHA Email Phishing
• NCUA Email Phishing
• Phishing
• Prize Pitch
• Sweepstakes Scam
• Vehicle Sales
• Zeus Trojan

For the latest in fraud and security, visit CU Secure.  We'll keep you up-to-date on what to watch for and how to protect yourself.  
   

   CU Secure is a website devoted to education about online identity theft & phishing. 

REPORTING INTERNET FRAUD:

 The following website is for filing a complaint of Internet crime, such as phishing and other fraudulent activity experienced:  http://www.ic3.gov/default.aspx 

PROTECT YOURSELF WITH IDENTITY THEFT INSURANCE:

We are pleased to offer a new service to our members: MCU PrivacyMaxx.  If your identity is stolen, MCU PrivacyMaxx protects you with $25,000 of insurance and access to identity recovery specialists to get your identity back to normal.  Choose from MCU PrivacyMaxx Select or MCU PrivacyMaxx Plus depending on the level of coverage and services you desire.  Both great services are available to you at a discounted rate just for being an MCU member; as little as $3.75 per month!  Please visit: www.privacymaxx.com/mcu for more information or to enroll today.