Online Transaction Security

Meijer Credit Union takes your online privacy and security very seriously.  We have taken great care in providing secure and reliable Online Banking and Online Bill Pay sites.  However, the Internet is a public network.  Therefore, it is important to learn how to safeguard your banking information and personal data.  Safe online banking involves making good choices - decisions that will help you avoid costly surprises or even scams.  Below is a list of ideas and tips for conducting safe online transactions and ensuring your online security:

  • Do not email your personal or financial information to anyone.  Email is not a secure medium.  Meijer Credit Union will never request account information via email or phone.
  • Keep your personal information private.  Never provide personal information unless you initiated the transaction.
  • Before entering your User ID and PIN (or password), you should always ensure that the website belongs to your respective credit union or bank.  This can be verified by the URL displayed in your browser address bar as well as the bank's name in its digital certificate; beware of almost similar URL and website layouts.
  • Always choose a strong password.  A strong password is required for Meijer Credit Union's It's ME 247 Online Banking.
  • Change your password regularly.
  • Change your password immediately if you suspect it has been exposed to others or the moment you suspect any unauthorized access.
  • Never use the "Auto Complete" function of your browser to save your login information.
  • Keep transaction receipts and compare them against your account history to detect unauthorized activity on your accounts.
  • Check your bank account often to assure that any fraudulent activity is discovered quickly.
  • Always log off and close your browser window when you are finished with It's ME 247 or any secure online session.
  • Clear your browser's cache and history after each session so that your account information is removed.
  • Avoid conducting online banking transactions on public PCs.  (Libraries, stores, etc.)

Also consider the following practices:

  • Delete junk or chain emails.  Do not open email attachments from strangers as they might contain possible virus that would steal data from your PC.
  • Update your antivirus regularly and use a spyware removal program to scan your PC for any hidden spyware or Trojans.
  • When purchasing items online or sharing sensitive information - ensure that you are using a secure connection.  You can usually confirm this by looking for a "secure" icon at the bottom of your Internet browser.
  • Safeguard your account numbers.  Always shred documents that contain your account number before throwing them away.  Signing up for E-Statements can help reduce your risk.
  • Consider installing personal firewall software on your computer if you have a broadband connection.
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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
2410 Gaynor Ave. NW • Grand Rapids • MI
Phone (616) 784-4822
Phone (800) 962-6378
Routing 272480872

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