Savings Rates

Dividends earned on account balances of $100 or more.

Savings Programs
Effective Date: Wednesday, September 8th, 2010
Dividends are paid quarterly on average daily balance. Withdrawals can be made anytime unless otherwise indicated.
Account NameAPRAPY
Regular Share Savings Account 0.20% 0.20%
Share Checking Account 0.20% 0.20%
Back 2 School Account 0.20% 0.20%
Funds distributed in July
Vacation Club Account 0.20% 0.20%
Funds distributed anytime
Christmas Club Account 0.20% 0.20%
Funds distributed in October
Preferred Share Account 0.20% 0.20%

IRA Savings Programs
Effective Date: Wednesday, September 8th, 2010
Withdrawals per IRA requirements.
Account NameAPRAPYOver $2,500 APROver $2,500 APY
IRA Share Account 1.00% 1.01% 1.14% 1.15%
Roth IRA Share Account 1.00% 1.01% 1.14% 1.15%

Certificate of Deposit / IRA Certificate of Deposit
Effective Date: Wednesday, September 8th, 2010
Dividends paid quarterly from the date of issue. Penalty for all early withdrawals.
TermAPRAPY
3 months 0.35% 0.35%
6 months 0.50% 0.50%
12 months 1.00% 1.00%
18 months 1.24% 1.25%
24 months 1.49% 1.50%
30 months 1.59% 1.60%
36 months 1.74% 1.75%
48 months 2.23% 2.25%
60 months 2.48% 2.50%

Money Market Account
Effective Date: Wednesday, September 8th, 2010
BalanceAPRAPY
$1,000 - $2,499.99 0.25% 0.25%
$2,500 - $9,999.99 0.35% 0.35%
$10,000 - $24,999.99 0.45% 0.45%
$25,000 - $49,999.99 0.70% 0.70%
$50,000 - $99,999.99 0.85% 0.85%
$100,000 and above 1.00% 1.00%


 

Rate Subject to Change Without Notice

APR=Annual Percentage Rate

APY=Annual Percentage Yield

*Fees May Reduce Earnings on Savings & Checkings*
FEE SCHEDULE

 

 

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act