Fee Schedule

Account Services

Account ServicesFee
Account Balancing Assistance $10.00 per hour
Account closed within 90 days of Opening $5.00
Call Center Balance Inquiry $2.00 (CU*Talk & It's Me 24-7 are FREE)
Dormant Account (after 12 months) $5.00
Escheat$50.00
Line of Credit Return $35.00
Stop Payment (each/per stop) $30.00

ATM/Card Services

ATM/Card ServicesFee
*ATM withdrawal (in excess of 10 per month) FREE
Balance Inquiry at ATM FREE (CU*Talk & It's Me 24-7 are FREE)
Debit / ATM Adjustment $5.00
Debit Card Charge Back $20.00
Debit Card Purchases Unlimited per month (cash back FREE)
Funds Transfer at ATM FREE (CU*Talk & It's Me 24-7 are FREE)
Replace lost ATM Card $10.00
Travelers Pre-loaded Card $5.00
VISA Gift Card $3.00

Funds/Transfer

Funds/TransferFee
Call Center Transfers$2.00 (CU*Talk & It's Me 24-7 are FREE)
Cashiers Checks $5.00
Foreign Checks $5.00
Foreign Wire Transfer (outgoing) $45.00
Mailed Check $5.00
Money Order $3.00
Non-Sufficient Funds (each item) $35.00
Non-Member Check (to cash) $5.00
Returned Checks $35.00
Wire Transfer (CU to CU) $10.00
Wire Transfer (incoming) $10.00
Wire Transfer (outgoing) $25.00

Other Fees

Other FeesFee
Copy of Check $3.00 (It's Me 24-7 copy is FREE)
CU*Easy Pay (Online Bill Pay) FREE (same day and next day fees may apply)
CU*Talk (Phone Banking) FREE
Garnishment $50.00
It's Me 24-7 (Home Banking) FREE
Notary Service FREE
Returned Mail $10.00
Copy Statement $5.00
Text Banking FREE
Visit to Shared Service Center FREE (excludes cash withdrawals, $2.00 fee)

Fee Schedule Effective Date: July 11, 2017


*ATM Fee Cheat Sheet:

  • Meijer Store/Gas Station ATMs (listed on website and in packet) are MCU surcharge FREE.
  • Co-op, Alliance Network, and in-network ATMs are surcharge FREE, LIMITED to 10X per month ($1 after).
  • Non-network ATMs have their own surcharge fees

CASH BACK from debit purchases is FREE & UNLIMITED