Kasasa Cash

Take charge of your finances with this powerful account! Kasasa Cash® is the preferred choice for members who want a free, high dividend checking account that actually puts money back in their pockets.

To make it better, you can link it to a Kasasa Saver® account to automatically deposit your rewards for seamless savings. You also receive ATM fee refunds nationwide* so every ATM is your ATM. Don't just bank. Kasasa!™

  • Nationwide ATM fee refunds (up to $20)*
  • 2.25% APY* on balances up to $10,000
  • 2.25-0.34% APY, on balances over $10,000 depending on balance in account*
  • 0.10% APY* if qualifications aren't met
  • Link to Kasasa Saver for automatic savings
  • No minimum balance to open
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free mobile banking
  • Free eStatements
  • Free CU*Talk Phone Banking
  • Free MasterCard® ATM/Debit card
  • A2A Transfers available


Don't panic. Kasasa Cash qualifications are so easy that you are probably already doing them. Just do the following on each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) withdraw post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking at least once

Yes, it's that easy! And if you miss a qualification cycle, don't worry! The account is still free and there's no penalty for not qualifying in a given cycle. You can get right back to earning amazing interest and enjoying ATM refunds the next cycle you qualify.

*APY=Annual Percentage Yield. APYs accurate as of 9/16/2013. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.15% interest rate on the portion of the balance over $10,000, resulting in a range of 2.25% to 0.34% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.25%; and (2) balances over $10,000 in Kasasa Saver earn 0.15% interest rate on portion of balance over $10,000, resulting in a range of 0.16% to 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.