High Yield Checking

1. What is High Yield Checking?
A checking account that lets you earn 5.00% APY on qualifying balances up to $25,000 when you meet monthly requirements.

2. How do I earn 5.00% APY?
Each month, complete all four requirements:

• Make at least 15 debit or credit card transactions totaling $200 or more.
• Receive at least $500 in ACH deposits.
• Log in to online banking.
• Be enrolled in eStatements.

3. How much can earn 5.00% APY?
Balances up to $25,000 qualify for the promotional rate when all monthly requirements are met.

4. What if I miss a requirement?
If you don't meet all four monthly requirements, you won't earn interest for that month.

5. What does APY mean?
APY stands for Annual Percentage Yield and represents the annualized return on your deposit, including compounding when applicable.

6. How much can I earn?
Earnings depend on your average daily balance and whether you meet all monthly requirements. A qualifying $25,000 balance at 5.00% APY could earn approximately $1,250 over one year if the rate and balance remain unchanged.

7. What counts as an ACH deposit?
ACH deposits are electronic transfers processed through the Automated Clearing House network. Contact Meijer Credit Union to confirm which deposits qualify.

8. When is interest paid?
When all requirements are met, 5.00% APY applies to your account's average daily balance for the month, subject to account terms.

9. Can I use this account for everyday banking?
Yes. Use High Yield Checking for everyday spending and account management while working toward the monthly qualifying activities.

10. How do I open an account?
Click "Contact Us" on High Yield Checking page to get started.

³5% APY High Yield Checking up to $20,000. Current promotion beginning 6/30/2026 will pay members 5% APY on deposits up to $25,000. Meijer Credit Union checking products require qualifying activity to receive promotional rates. Members must complete the following activity each month in order to receive the 5.0% rate: 15 debit or credit card transactions for an aggregate total of $200, receive at least $500 in ACH deposits into their Meijer Credit Union membership, access online banking, and be signed up for electronic statements. If members fail to satisfy any of the above requirements, the credit union will not pay any interest on deposits. If all criteria are met, Meijer Credit Union will pay 5.0% APY on the average daily balance present in the checking account for the month.