Home sweet savings is what you get with a mortgage from Meijer Credit Union. We have the right mortgage for you whether you’re purchasing a new home or thinking about refinancing the current one you have. Meijer Credit Union offers no to low down payment mortgage options, competitive rates, low closing costs, and quick local decisioning and processing.
If you live outside the state of Michigan, please apply here.
We offer many options to fit your financial needs and goals.
- Vacant Land
- Construction and home improvement
- First Time Homebuyer with low down payment options including resources provided by MSHDA
- Traditional and portfolio financing options (purchase and refinancing)
- Investment property (purchase and refinancing)
- Government Loans (Please click here to apply for all Goverment Loans Apply Now)
Already own a home? Not sure if it is cost effective? Call us. We are happy to perform a financial mortgage checkup for you and provide the pro’s and con’s. Here is what refinancing your home can do for you if it makes sense:
- Reduce your monthly mortgage payments
- Pay off your mortgage faster and save on interest
- Increase the length of your mortgage for lower monthly payments
- Change the terms of your adjustable rate mortgage to a fixed-rate mortgage
- Get quick funds for home renovations, college tuition, debt consolidation, or other expenses by refinancing for a higher loan amount
- Trade up to a better mortgage rate if your financial situation has improved since you originally financed your home
What You Need to Get Started
Please view the checklist and gather the appropriate documentation to have available when meeting with our mortgage department. This allows us to help you find the best financing option for your home purchase or refinancing.
Buy Now vs. Wait Calculator
Buying a home is easier and cheaper than you think. Try the Buy Now vs. Wait Calculator and see for yourself!
My Home Savings Club
Make saving easier for a down payment for a home with the My Home Savings Club account.
- Use saved money for a down payment for a home
- Deposit anytime
- Funds disbursed when you are ready to buy home
- Optional mortgage consultation available upon opening account. Credit can be pulled to better direct you to your home buying goals.
- $100 off closing cost when you get a mortgage through Meijer Credit Union
- No minimum deposit to open
- No monthly service fees
- Free Online Banking
- Free Mobile Banking
- Free eStatements
Questions? Contact our mortgage department at (616) 784-4822, option 3 or click the Contact Us button below.
Mortgage Department NMLS # 48882
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