Text and Phone Banking - Michigan

Text & Phone Banking

Text Banking is a fast, secure, and easy way to know what your account balances are. Simply text a balance request and receive a reply. You can also set up eAlerts, such as when available funds drop below a desired level. The service is free and you may un-enroll at any time

How to enroll in text banking:

In order to enroll in Text Banking, you must have access to Online Banking and have a valid email address on file. Standard text messaging rates apply.

Login to It's Me 24/7 online banking
Under the "Go Mobile" tab select "Text Banking"
- Create a "nickname" to use in place of your account number
- Accept the terms and conditions of use
- Select an account from which fees will be withdrawn and accept the fee schedule*
- Click Submit
Select "Submit" to enroll your mobile device in Text Banking
- Verify the membership information is correct
- Select the "Add One" button to enter your ten-digit phone number
- Click Enroll
- It's Me 24/7 will send your mobile device a verification code
- To complete your enrollment, enter the verification code from your mobile device into the It's Me 24/7 window

*Text Banking is a FREE service

Using Text banking:

To request your account balances, send a text message with the command "BAL nickname" to 46247
- Replace "nickname" with the actual nickname you created during enrollment.
- This command will give you balance information for the first three accounts under your membership.
To request balance information on a specific sub account, send a text message with the command "BAL nickname 000" to 46247
- 000 is used to represent the three-digit sub account suffix. Please refer to the chart below:

000 Regular Share Savings

080-090 Secondary Share Savings

002-003 Christmas Club

103 Variable IRA

014-015 Vacation Club

005 Back 2 School Account

071 Money Market

070-065 My Checking

079 Pathways Checking

073 Custom Checking

**CU*Talk Phone Banking**

Access your accounts, anytime, any day, via your phone. You can check balances and transfer funds just by calling the Meijer Credit Union main phone number (616) 784-4822 and choosing option 1 for CU*Talk.

Step-by-Step Instructions:

First Time Users: The temporary PIN is your last four digits of your social security number. For security purposes, once you enter your temporary PIN, you will be prompted to change it.

Using your touch pone, call: (616) 784-4822 or and choose option 1.
Enter your account number and then press the # key. You will then be prompted to enter your Personal Identification Number (PIN). Enter your PIN and press the # key.
From this point on, the CU*Talk procedure will vary depending on the transactions you wish to complete. CU*Talk will guide you through each step.

Helpful Hints:

Be sure to press the # key when asked. This signals CU*Talk to process your entry.
When entering dollar amounts, decimals are not required; ex: enter $25.00 as 2500.
Be careful when entering your member number and PIN. Entering a PIN incorrectly three times will disable access to that account through CU*Talk. If this happens, contact Meijer CU directly for reactivation.

Common Suffix Codes: