First Time Home Buyer

The home buying process can be intimidating for a first time home buyer, we understand and want to make it as easy as possible. Whether you are ready to buy now, or you are just looking into the home buying process, we can help. 

Buy Now vs. Wait Calculator

20% Down is NOT always required

Don't think you can afford a home? Think again. Having a down payment of 20% for purchasing a home is a thing of the past. Stop renting and see how affordable it is to buy a home with the Buy Now vs.Wait Calculator!

What You Need to Get Started

Start by getting Pre-Approved

Getting pre-approved will let you know how much you can afford. Our mortgage department can also help you estimate your mortgage payment and property taxes.

Home Purchase Checklist 


Home Savings Club Account

Utilize a Home Savings Club account to make sure you are prepared for closing costs, moving costs, and home renovations. Plus, you will save $100 on closing costs on your MCU Mortgage.


Now is a GREAT time to buy!

The best months of the year to buy a house are in January, February, and October. Fewer people shop for houses during these months and sellers may be willing to offer you a more favorable price.


If you have additional questions contact the Meijer Credit Union Mortgage Department at (616) 784-4822, option 3 or send us a message through the contact us page.


Call our Mortgage Loan officer with all your first time home buyer questions 616-466-5789 

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