Checking Rates

My Cash
Effective Date: November 30, 2022
BalanceAPRAPY
$0 - $15,000.00 3.00% 3.00%
$15,000.01 and up 0.10% 0.10%
Qualifications not met 0.10% 0.10%
*APY = Annual Percentage Yield. Annual Percentage Yield current as of November 30, 2022 and are subject to change. Qualifications: Have at least 12 debit card purchases post and settle. Have at least 1 automatic payment (ACH) or bill pay transaction post and settle. Be enrolled and receive eStatement notice. Be enrolled and log into online banking at least once.

Savings Rates

My Savings
Effective Date: November 30, 2022
BalanceAPRAPY
$0 - $10,000.00 0.05% 0.05%
$10,000.00 and up 0.05% 0.05%
Qualifications not met 0.05% 0.05%
*APY = Annual Percentage Yield. Annual Percentage Yield current as of November 30, 2022 and are subject to change. Qualifying for My Cash or My Cashback account automatically qualifies you for the highest My Savings rate. Just do the following each monthly qualification cycle on your My Cash or My Cashback account:  Have at least 12 debit card purchases post and settle. Have at least 1 automatic payment (ACH) or bill pay transaction post and settle. Be enrolled and receive eStatement notice Be enrolled and log into online banking at least once. 

Savings Accounts
Effective Date: November 30, 2022
ProductMinimum Balance Required to Earn DividendsAPRAPY
Regular Share Savings $100 0.05% 0.05%
Health Savings Account $0.01 - $999.99 0.50% 0.50%
IRA Share Account $0.01+ 0.10% 0.10%
Roth IRA Share Account $0.01+ 0.10% 0.10%
MTM Emergency Fund Account $0.01+ 1.00% on balances up to $500, 0.05% above $500 1.00% on balances up to $500, 0.05% above $500
*APY= Annual percentage Yield. Rates effective November 30, 2022. All rates subject to change without notice; fees may reduce earnings on savings & checking.

Certificate of Deposit
Effective Date: January 17, 2023
TermAPRAPY
6 Months 2.00% 2.02%
12 Months 2.00% 2.02%
15 Months- Special Rate (New Money Only) 4.00% 4.06%
18 Months 2.00% 2.02%
24 Months 2.25% 2.27%
30 Months 2.00% 2.02%
36 Months 2.25% 2.27%
48 Months 2.00% 2.02%
60 Months 2.00% 2.02%
*APY= Annual Percentage Yield. Annual Percentage Rates current as of January 17, 2023   Rate is subject to change without notice. Early withdraw penalties may apply, and fees may reduce earning.

Money Market
Effective Date: January 17, 2023
BalanceAPRAPY
$1,000 - $2,499.99 0.45% 0.45%
$2,500 - $9,999.99 0.45% 0.45%
$10,000 - $24,999.99 0.45% 0.45%
$25,000 - $49,999.99 0.55% 0.55%
$50,000 - $99,999.99 0.60% 0.60%
$100,000 and above 0.65% 0.65%
*APY= Annual Percentage Yield. Annual Percentage Rates current as of January 17, 2023. Rate is subject to change without notice. Early withdraw penalties may apply, and fees may reduce earning.

Loan Rates

Visa Credit Card
Effective Date: November 30, 2022
AccountRates as low as
Visa Platinum 7.99% APR*
Visa Balance Transfer 4.99% APR* (for 12 months)
*APR = Annual Percentage Rate. Annual Percentage Rates current as of November 30, 2022 and are subject to change. Rates may vary based on credit history, term, and collateral.

Consumer Loan
Effective Date: November 30, 2022
Loan TypeRates as low as
Auto Loans 4.24% APR*
Motorcycle, ATV, Snowmobile, Camper 4.49% APR*
Motorhomes, 5th Wheels, Boats 4.74% APR*
Signature Loans 8.24% APR*
*APR = Annual Percentage Rate. Annual Percentage Rates current as of November 30, 2022 and are subject to change. Rates may vary based on credit history, term, and collateral.

Home Equity Loans
Rate
Click here for Home Equity Loan Rates

Mortgages
Rate
Click Here for Mortgage Rates

 

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