Rates

Checking Rates

My Cash

Effective Date: November 30, 2022

Balance	APR	APY
$0 - $15,000.00	3.00%	3.00%
$15,000.01 and up	0.10%	0.10%
Qualifications not met	0.10%	0.10%
*APY = Annual Percentage Yield. Annual Percentage Yield current as of November 30, 2022 and are subject to change. Qualifications: Have at least 12 debit card purchases post and settle. Have at least 1 automatic payment (ACH) or bill pay transaction post and settle. Be enrolled and receive eStatement notice. Be enrolled and log into online banking at least once.

Savings Rates

My Savings

Effective Date: November 30, 2022

Balance	APR	APY
$0 - $10,000.00	0.05%	0.05%
$10,000.00 and up	0.05%	0.05%
Qualifications not met	0.05%	0.05%
*APY = Annual Percentage Yield. Annual Percentage Yield current as of November 30, 2022 and are subject to change. Qualifying for My Cash or My Cashback account automatically qualifies you for the highest My Savings rate. Just do the following each monthly qualification cycle on your My Cash or My Cashback account: Have at least 12 debit card purchases post and settle. Have at least 1 automatic payment (ACH) or bill pay transaction post and settle. Be enrolled and receive eStatement notice Be enrolled and log into online banking at least once.

Savings Accounts

Effective Date: November 30, 2022

Product	Minimum Balance Required to Earn Dividends	APR	APY
Regular Share Savings	$100	0.05%	0.05%
Health Savings Account	$0.01 - $999.99	0.50%	0.50%
IRA Share Account	$0.01+	0.10%	0.10%
Roth IRA Share Account	$0.01+	0.10%	0.10%
MTM Emergency Fund Account	$0.01+	1.00% on balances up to $500, 0.05% above $500	1.00% on balances up to $500, 0.05% above $500
*APY= Annual percentage Yield. Rates effective November 30, 2022. All rates subject to change without notice; fees may reduce earnings on savings & checking.

Certificate of Deposit

Effective Date: March 1, 2023- March CD Promotion adds 0.50% to the regular rates below.

Term	APR	APY
6 Months	2.00%	2.02%
12 Months	2.00%	2.02%
12 Months- Special Rate (New Money Only)	5.00%	5.10%
18 Months	2.00%	2.02%
24 Months	2.25%	2.27%
30 Months	2.00%	2.02%
36 Months	2.25%	2.27%
48 Months	2.00%	2.02%
60 Months	2.00%	2.02%
*APY= Annual Percentage Yield. Annual Percentage Rates current as of January 17, 2023 Rate is subject to change without notice. Early withdraw penalties may apply, and fees may reduce earning.

Money Market

Effective Date: April 3, 2023

Balance	APR	APY
$1,000 - $2,499.99	0.75%	0.75%
$2,500 - $9,999.99	0.75%	0.75%
$10,000 - $24,999.99	0.75%	0.75%
$25,000 - $49,999.99	0.75%	0.75%
$50,000 - $99,999.99	1.00%	1.01%
$100,000 and above	1.00%	1.01%
*APY= Annual Percentage Yield. Annual Percentage Rates current as of April 3, 2023. Rate is subject to change without notice. Early withdraw penalties may apply, and fees may reduce earning.

Loan Rates

Visa Credit Card

Effective Date: November 30, 2022

Account	Rates as low as
Visa Platinum	7.99% APR*
Visa Balance Transfer	4.99% APR* (for 12 months)
*APR = Annual Percentage Rate. Annual Percentage Rates current as of November 30, 2022 and are subject to change. Rates may vary based on credit history, term, and collateral.

Consumer Loan

Effective Date: 4/1/2023

Loan Type	Rates as low as
Auto Loans	4.74% APR*
Motorcycle, ATV, Snowmobile, Camper	4.74% APR*
Motorhomes, 5th Wheels, Boats	4.99% APR*
Signature Loans	9.49% APR*
*APR = Annual Percentage Rate. Annual Percentage Rates current as of April 1, 2023 and are subject to change. Rates may vary based on credit history, term, and collateral.

Home Equity Loans

Rate
Click here for Home Equity Loan Rates

Mortgages

Rate
Click Here for Mortgage Rates